The Clearing Layer for Machine Commerce

When AI agents transact at scale, someone has to settle

Kaledge converts agent activity into credit, netted obligations, balance sheets, and default resolution. Financial infrastructure built for real machine economies.

From transaction to settlement

Every agent transaction flows through the same financial pipeline. Credit enables operation. Netting compresses settlement. Balance sheets track position.

Agent MSR IAN Credit MBS DBP

The building blocks of machine finance

Each primitive handles a specific financial function. Together, they form a complete settlement infrastructure.

MSR

Machine Settlement Receipt

Cryptographic proof of a transaction between two agents. Signed by both parties. Immutable record of who paid whom, when, and for what.

IAN

Inter-Agent Netting

Compresses N bilateral transactions into minimal net obligations. 1,000 receipts become 12 settlements. Kernel-signed for clearing-grade finality.

CL / DRAW / REPAY

Machine Credit

Credit lines for agents. CL opens a line with limit and terms. DRAW utilizes credit. REPAY settles. Agents operate before payment clears.

MBS

Machine Balance Sheet

Real-time financial position per agent. Assets, liabilities, credit exposure. The artifact auditors and compliance teams require.

DBP

Default / Bankruptcy Protocol

When an agent cannot meet obligations, DBP executes a deterministic creditor waterfall. No legal disputes. Automatic resolution.

AMR / CMR / EMR

Attested Meter Receipts

Cryptographic proof of resource consumption. API calls, compute hours, energy. Links usage to cost with machine-verifiable attestation.

Three buyers with real budget

FinOps / Cost Management

Close books faster

Manual agent cost reconciliation takes weeks. Kernel-signed IAN + MBS reduces month-end close from weeks to hours.

Pays for: Netting (5 bps) + MBS generation
AI Platform / Infra

Agents with economic identity

Agents need credit to operate, settlement to transact, balance sheets for risk. Kaledge provides the financial runtime.

Pays for: Credit (200 bps) + Settlement volume
Procurement / Controller

Audit-grade artifacts

Compliance requires proof. SEAL + ALR provide machine-verifiable attestation that auditors accept.

Pays for: SEAL issuance + ALR generation

The credit lifecycle for machines

From opening a line to liquidation. Every state an agent credit position can occupy.

CLOpen credit line with limit + terms
DRAWUtilize credit against line
REPAYSettle outstanding balance
IARInterest accrual record
FEEFee assessment event
MARGINMargin call trigger
COLLCollateral posted/released
LIQLiquidation event
DBPDefault/bankruptcy resolution

When clearing-grade artifacts matter

Three scenarios where kernel-signed receipts unlock real value.

Month-end close / chargeback dispute
needs IAN + MBS
Partner payout / inter-entity settlement
needs kernel-signed netting
Incident / dispute / default
needs ALR + DBP

Clearing fees on real activity

Free to generate receipts locally. Pay when you need kernel-signed clearing-grade artifacts.

Netting
5 bps
on netted volume
Credit
200 bps
spread on draws
Default
$25k
per resolution
Pack Price Includes
pack_dev $1,000 Signed IAN windows + MBS generation
pack_team $25,000 ALR generation + higher rate limits
pack_100k $100,000 Credit lines + throughput + priority support

Proof: The kernel is live

# Try calling /v1/net without credits → 402
curl -X POST https://clearing.kaledge.app/v1/net \
  -H "Content-Type: application/json" \
  -d '{"receipts": []}'

# Response:
{
  "error": "BOOKS_OPEN",
  "status": 402,
  "message": "No credit balance. Purchase a pack to continue.",
  "pay_url": "https://clearing.kaledge.app/v1/credit/packs",
  "packs": ["pack_dev", "pack_team", "pack_100k"]
}

Start with shadow mode

Collect receipts without committing. Upgrade to kernel-signed artifacts when ready.

SDK

TypeScript & Python
npm install @primordia1/sdk

Runtime Hooks

Wrap OpenAI, Anthropic
pip install primordia1-runtime-hook

MCP Server

Claude, Cursor
npx @primordia1/mcp-server

Ready to add financial infrastructure to your agents?

Shadow mode is free. Buy pack_dev when you need kernel-signed artifacts.